Seven dating rules to consider when house hunting

By | June 29th, 2016|lifestyle|

Finding the perfect place to live is not that different to finding that special someone to share your life with, when you think about it. Both are incredibly important decisions, guaranteed to get your emotions and expectations running high, and it might feel like you have to go through hundreds of options before you find [...]

How will the July 1st changes affect you?

By | June 27th, 2016|Loop Financial|

Hold onto your hats! The winds of change are coming… If you work, have kids, get sick, drive, or even fish, you could be affected by the changes being brought in on July 1st. Here's the lowdown on what's set to change and the impact it might have on you.   MINIMUM WAGE It's good [...]

Housing market hinges on unemployment levels

By | June 24th, 2016|Market Information|

There's been a lot of talk recently about housing oversupply in some markets leading to a possible price collapse. But now global credit rating firm Fairfax Media has spoken out to say the only thing we really need to worry about with relation to the Australian housing market is unemployment levels. Ratings agency S&P Global [...]

Why millennial meltdowns are becoming more common in women

By | June 22nd, 2016|lifestyle|

There's a condition sweeping through the nation's workplaces and it's affecting more women than ever before. With such pressure to be successful and get ahead in your career, it's easier than you might think to let work take over your life at the expense of your health. Emma Walker was 28 years old and in [...]

What’s the deal with the negative gearing debate?

By | June 20th, 2016|Banks & Finance|

Unless you've been living in a cave with no wi-fi for the last few months, you'll have noticed there's a big political battle going on over housing affordability at the moment. The Labor and Liberal parties are both playing the scare game and attacking each other's policies and claims, with talk of plummeting house prices [...]

The secret risk assessments banks aren’t telling you about

By | June 17th, 2016|Banks & Finance|

Banks keep shifting their lending criteria and it's causing big problems for homebuyers. Some experts want to impose a national star rating system so buyers can stay informed of the banks' risk assessment of each location. There's been a leaked list of “risky postcodes” (scroll down to see the full list), and with Macquarie Bank [...]

Could Facebook influence your next house price?

By | June 15th, 2016|Market Information|

Your Facebook friends could be influencing you in ways you never realised. You've probably made a decision about which clothes to buy or which food to eat because of Facebook influence, but now a new study suggests that even the amount we're willing to pay for a house could be linked to what appears in [...]

Let’s get to the bottom of the ‘buy or rent’ debate

By | June 13th, 2016|lifestyle|

With the topic of housing hotting up in the lead-up to the election and following the recent budget announcement, there's one question which continues to prove divisive: Is it better to buy or rent? The notion that you must get yourself on the property ladder in order to be considered a proper, successful grown-up is [...]

Are Australia’s low interest rates just a Jenga tower about to topple?

By | June 9th, 2016|Banks & Finance|

It may seem like our economy is doing well at the moment with interest rates at a record low, but it could just be like a giant game of Jenga that's being built higher and higher and getting increasingly precarious – an eventual collapse is inevitable. When global banks keep cutting interest rates to pull [...]

Hold! Just like Braveheart, the RBA have held interest rates in June 2016

By | June 7th, 2016|Banks & Finance|

HOOOOOLLLLLDDDD! Today the Reserve Bank of Australia met and decided to go all Braveheart and hold the official cash rate at the record low of 1.75%. The central bank last moved in May 2016, with a 0.25% cut which was well received by both existing home owners and property investors, as well as those looking [...]

Young couples living the Australian dream by abandoning their metropolitan lifestyle

By | June 6th, 2016|lifestyle, Market Information|

Given the choice of a tiny inner-city apartment or a spacious beachside family home at the same price, which would you choose? With city property prices continuing to rise, many buyers are looking further afield and finding they can get a lot more for their money. One such couple is Brad and Fleur Frost, who [...]

Develop these 5 financial habits in your 20s and you’ll be set for life

By | June 3rd, 2016|lifestyle|

Your twenties can be a pretty exciting decade. You've got the freedom of living away from home, your first proper job, a car, and perhaps other milestones like marriage and kids on the horizon. With more disposable income than you might have had previously, it's tempting to get carried away with your spending – especially [...]

Buyers falling at the last hurdle: finance

By | June 1st, 2016|Banks & Finance|

Selling a home is stressful at the best of times. You spend months finding a buyer, negotiating a price, completing all the checks and preparing contracts, and there's just one final step: the buyer needs to have their finance approved. You'd hope it's a done deal by this point – after all, the bank issued [...]